- Essential bill
- A bill for basic needs.
- Hardship plan
- Temporary payment changes.
- Budget
- Plan for income and spending.
- Minimum payment
- Lowest required payment.
- Credit counseling
- Help with budgets and debt.
- Payday loan
- Short-term, high-cost loan.
- Title loan
- Loan using a car title.
- Emergency fund
- Savings for surprises.
- 211
- Service connecting people to local help.
- SNAP
- Food assistance program.
- Hardship program
- A creditor's temporary plan for customers facing financial trouble.
- Forbearance
- A temporary pause or reduction in mortgage or loan payments.
- EITC
- The Earned Income Tax Credit for low- to moderate-income workers.
- VITA
- IRS Volunteer Income Tax Assistance, free tax preparation for eligible people.
Glossary
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