Open laptop on a clean white desk
Photo: Unsplash License. Illustration of the topic, not a service endorsement.
Buy me a coffee

This guide is free. If it helped, you can chip in any amount (suggested $5) through Stripe.

Sample hardship letter

Use this as a starting point.

Subject: Hardship request, account #[number]
Hello [Company name],
I am writing to request help because of a temporary hardship. [Brief
reason, such as job loss or medical costs.]
I can pay $[amount] per month for the next [number] months. Please let
me know what options are available.
Thank you,
[Your name]
[Phone number]